INXY at Money 20/20 Europe 2026: Key Trends in Payments Infrastructure
INXY at Money 20/20 Europe 2026: What We Saw on the Floor
Amsterdam · June 2–4, 2026
We came to Amsterdam with a full team, a booth at 5D51 (Circle D), and a simple goal: understand where payments infrastructure is heading in 2026. Three days, hundreds of conversations, and a lot of walking later — here's what we actually observed.
The show felt different this year
Let's start with the elephant in the room: attendance was noticeably lighter than in previous years. By multiple accounts from veterans of the event, the crowd was roughly a third of what it was just a year ago. The hall was full of stands — but not necessarily full of people. That ratio matters. It shifts the dynamic from "discovery" to "targeted conversations," which, frankly, suited us fine.
The conference itself was exceptionally well-organized. Navigation was clear, the floor layout was logical, and the overall production reflected the caliber of the event. A smooth backdrop makes the conversations easier — and there were plenty of good ones.
What the floor actually looked like
The second floor was almost entirely banks. Traditional, institutional, familiar. Not much to surprise you there.
On the main floor, the landscape was more fragmented — and more interesting:
Neobanks and payment processors everywhere. Dozens of them, each with a slightly different configuration of the same core product set. Some had ten products, some had thirty. The differentiation was increasingly hard to articulate, and many booths struggled to explain it quickly. If your pitch takes more than 90 seconds, the floor is not your friend.
~20–30 orchestration platforms. This was perhaps the most crowded segment. Routing engines that connect to dozens of payment systems to optimize conversion — both payins and payouts. The category is maturing fast, competition is intense, and the value prop is commoditizing. The players who stood out were those with clear vertical focus or proprietary data advantages.
~10 KYC/KYB providers. Compliance infrastructure remains a growth area. Onboarding friction is still one of the biggest pain points in fintech, and vendors here were busy.
~10 agentic payment solutions. This was the most nascent segment on the floor — and the most interesting to us. AI-driven, autonomous payment workflows are emerging as a real category, but traffic was thin and most conversations were early-stage. Low noise, low crowd. Worth watching closely.
On stablecoins: from "if" to "how"
The stablecoin conversation has genuinely matured. A year ago, you'd still encounter skepticism in mainstream fintech circles. This year, the question was consistently operational: how do we integrate this, which rails, which compliance framework. That's the shift INXY was built for — helping fintechs, banks, and payment businesses access stablecoin infrastructure without becoming crypto companies in the process.
Several conversations at the booth confirmed this: the demand isn't coming from crypto-native teams anymore. It's coming from payment operations, treasury, and product teams at established fintechs who want settlement speed and cost reduction without regulatory exposure.
What we're taking away
The payments infrastructure space is crowded, consolidating, and quietly bifurcating: incumbents are competing on configuration and coverage, while a smaller group of challengers is betting on new rails entirely — stablecoins, agentic automation, real-time everything.
We're in the second camp. And based on the conversations we had in Amsterdam, so is a growing share of the market.
If the topics we covered here resonate with what your team is working on — stablecoin rails, cross-border settlement, reducing payment costs — we'd love to show you what INXY can do. Book a demo and let's get into the specifics.
INXY helps businesses and fintech companies use stablecoin infrastructure without becoming crypto companies.